The conveyancing solicitors at our Brighton branch are experts in dealing with all aspects of buying and selling your residential property.
Our property solicitors are ready to help you with all the legal issues related to your home. From sale or purchase of freehold and leasehold properties to re-mortgages, equity transfers, and agreed lease extensions, we’re here to guide you through a smooth and problem-free transaction.
Of course, we understand how difficult it can be to find a conveyancing solicitor who suits you. With so many alternatives available, you need to take your time and find the right firm to work with.
Relax knowing that you’re in good hands with Cunningtons conveyancing solicitors. You can be reassured to know that we are regulated by the Solicitor’s Regulation Authority (SRA), we’re a member of the Conveyancing Quality Scheme, and we’ve been handling property transactions for more than 250 years.
Why do I need solicitors for my conveyancing?
For your property transaction in England or Wales to be legal, you need to ‘conveyance’ it; this is true if you are buying, selling, or merely remortgaging. Conveyancing is the legal transfer of property between parties, and residential conveyancing refers to the process when the transferred property is a private home, rather than a commercial property.
Unless you’re planning on becoming a professional conveyancer, it’s generally much simpler to hire someone who is an expert in the field. The conveyancing solicitor will be your primary contact throughout the process, including dealing with Stamp Duty Land Tax (SDLT), searches, the Land Registry, legal fees, and any difficulties caused by the local authority.
Conveyancing online, or face-to-face?
Choosing a reputable local firm of conveyancing solicitors, such as Cunningtons LLP, means that you will know who you are dealing with. You will be working with just one solicitor, and if you haven’t met them in person at the Duke St office in Brighton, you will at least know them to speak to on the phone.
Having just one property solicitor to deal with helps smooth the transaction and gives you peace of mind, knowing that a conveyancing professional is looking out for your best interests. We are talking about your home, after all.
However, if you choose to go online for your conveyancing it’s a different matter. You will not meet your conveyancer, which may work fine – but if there is a problem, it’s much easier to deal with a conveyancing solicitor you know, and who knows you.
Order your conveyancing quote from Cunningtons solicitors in Brighton & Hove.
Brighton conveyancing solicitor – if you’re buying, selling or remortgaging
Your conveyancing quote from Cunningtons differs according to whether you are purchasing, selling, or remortgaging a property, and if that property is freehold or leasehold.
Your conveyancing quotation will be what you pay – that’s why we call it a ‘fixed-fee quotation’.
Get A Quote
Click here to order your quote from our residential conveyancing solicitors
Conveyancing for Buying Property
When you buy residential property in England and Wales, it needs to be conveyanced – which is where your conveyancing solicitor comes in.
Ask us for a conveyancing quote for your legal fees, and once you’ve agreed, the process for purchasing your property begins. We contact your seller’s conveyancing solicitors to verify the property’s title deeds, then we run conveyancing searches, contact your mortgage company to confirm that all the money is in the right place, and get back to you with the documents you legally need to sign.
Then when you have exchanged contracts, we:
- ensure the deposit money is in the right account,
- get all the completion papers and statements ready,
- send the certificate of title to your lender,
- ensure that all the search information has been received,
- and then make sure that the funds from your mortgage firm are paid into the correct bank account.
When we approach completion day, we:
- check that all the money is with the seller’s solicitors, in exchange for the property deeds and documents,
- resolve the account with you,
- pay over your stamp duty land tax (SDLT),
- and register you as the property’s new owner with the Land Registry.
For more information on what your conveyancing solicitor does during the buying part of the conveyancing process, click here.
Conveyancing for Selling Property
When you are selling your home, the conveyancing process is slightly simpler, although the legal side is equally important. Once again, you begin by asking Cunningtons for a fixed-fee conveyancing quote.
When you have agreed to our legal fees quotation and signed up with Cunningtons Brighton as your conveyancing solicitors:
- the mortgage company sends us your title deeds and a statement of the amount you still owe for your property.
- Your buyer’s solicitor then checks with us for any further information they need.
- We get a sale contract ready, adding in any preferred completion dates – this leads to the Exchange of Contracts.
- Your buyer then pays the deposit money into our solicitor account,
- so that we can get a statement from your mortgage company.
- As your conveyancing solicitors, we then receive the money we need to pay your estate agent’s commission fee, and this is all accounted for in your financial statement.
Finally, after Completion, we:
- pay the money received from your property sale to you, your estate agent, and your mortgage company;
- arrange for your estate agent to hand over the keys to your property’s new owner;
- send you any remaining money, as well as a statement detailing all the expenses of your sale;
- send over the title deeds to your buyer’s solicitors. You have now sold your property.
For more information on the selling part of the conveyancing process, click here.
Conveyancing for Remortgaging your Home
Our conveyancing solicitors are not just about moving home; you will also need to talk to us when you are remortgaging your home.
Ask us for a conveyancing quote for remortgaging, and when you have agreed to our fixed-fee costs the process begins. Your named solicitor receives your title deeds, as well as a copy of your title from the Land Registry. They then run searches as required.
Your mortgage lender then sends your conveyancing solicitor your new mortgage offer, and you are sent the mortgage deed to sign.
Cunningtons then arrange to receive the money from your new loan, and an up-to-date account of your loan amount. After one or two final search checks, your remortgage is in place – the remaining money goes into the right bank accounts and your remortgage is then registered with the Land Registry.
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What areas does the Brighton branch cover?
Each branch of Cunningtons’ solicitors has a team of expert property solicitors who usually cover property transactions in their area – so the Brighton branch would deal with property in Brighton and Hove and East Sussex, the Braintree branch focusses on the Braintree area and Essex, the Solihull branch works in the Midlands area, and so on.
Our Brighton and Hove branch focusses on property transactions along the south coast and across East and West Sussex. It is within easy reach of Gatwick Airport and the towns of Eastbourne, Worthing, Shoreham, Haywards Heath and Hastings.
However, we deal with property transactions across England and Wales, made easier through our specialist residential conveyancing solicitors in the other branches in our network.
Cunningtons Solicitors in Brighton
31 Duke Street
Brighton & Hove
Tel: 01273 725 229
Fax: 01273 779 758
Jason Bradshaw is a Residential Conveyancing solicitor and senior partner working out of our Brighton office.
We do not generally recommend using an online conveyancer; though you often pay a lower fee, the level of service will also be lower.
You will rarely speak to the same person twice, and you have to be wary of the extras they add on.
When you are dealing with something as valuable as your home, it is important not to take risks. And the potential small savings to be made by using online conveyancing don’t add up – yet. You should meet the solicitor who is working on your case face-to-face.
A conveyancing solicitor is regulated by the Solicitors’ Regulation Authority (SRA), is a member of the Law Society, will have degree-level qualifications and at least two years on the job training before qualifying.
Whereas a conveyancer tends to be regulated by the Council for Licenced Conveyancers (CLC) and is usually less qualified, although they can still be perfectly competent.
With such large amounts of money changing hands, there can be attempts to steal them in transit.
It is easy to avoid fraud if you follow simple rules:
1 Never ever disclose bank account details by email.
2 Never pay money into an account whose details you have received by email.
3 Both you and your solicitor should pay into accounts whose details you have received by phone or in person.
4 Ideally, test the veracity of bank account details by making an initial payment of £1 – which you then verify by telephoning your conveyancing solicitor – before paying any more.