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TIPS AND ADVICE

Your Conveyancing Solicitors for Remortgaging

When you’re simply remortgaging your home with the same mortgage lender, you may not need any additional legal work – and will not need to speak to a solicitor.

However if you are borrowing from a new lender you may need to appoint a new solicitor to cover your remortgage.

There is no requirement for you to employ a conveyancing solicitor if you are remortgaging with your existing lender and just getting a new deal.

However if you are changing any other aspect of the mortgage, such as changing lender, or adding or removing people to the mortgage and effectively altering the property ownership, then you should speak to a property solicitor.As this is now known as a transfer of equity and you will need to amend the deeds to correctly state ownership.

If you are taking someone off the mortgage you also need to instruct a solicitor, as it is also a change in ownership that needs to be recorded at the Land Registry.

Cunningtons are market leaders in Residential Conveyancing, dealing with a large number of remortgages every year. We detail the legal process for remortgaging property below.

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Residential Conveyancing Services – Remortgaging

Cunningtons are market leaders in Residential Conveyancing, dealing with a large number of remortgages every year. We detail the legal process for remortgaging property below.