Cunningtons’ Solihull office’s Conveyancing team is well-trained in all legal elements of house acquisition and sale.
No matter what your property conveyancing needs are – from buying or selling a freehold or leasehold property to getting a re-mortgage, transferring equity, or extending a lease – our solicitors are ready and waiting to help.
We understand how intimidating it can be to choose the right conveyancing solicitor. With so many alternatives, it’s critical to go slowly and find one that you get on with, especially when you’re dealing with something as important as your home.
Relax – you’re in good hands. We are property law specialists, regulated by the Solicitors Regulation Authority (SRA) as part of their Conveyancing Quality Scheme. With more than 250 years of experience, Cunningtons solicitors will ensure a smooth property transaction, with cost-effective fixed conveyancing fees too.
You need a solicitor for your conveyancing
In order to buy, sell, or remortgage property in England or Wales, the transaction must be ‘conveyanced.’ Conveyancing is the legal process of transferring property between two parties. Property that is being transferred for someone’s home, rather than for business, is considered ‘residential conveyancing.’
Anyone can legally conveyance their own property, but using a professional property solicitor to act for you is considerably simpler than learning how to do it yourself. Your property solicitor will be your main point of contact throughout the process, including dealing with Stamp Duty Land Tax (SDLT), property searches, the Land Registry, your legal fees, and any local authority concerns.
Should you get your conveyancing done online or in person?
Using a local firm of experienced residential conveyancing solicitors, such as Cunningtons LLP, allows you establish a personal relationship with the professional handling your conveyancing transaction. You are likely to have met your local solicitor in person at the Solihull office or spoken to them on the phone, rather than communicating through an impersonal medium.
It also means that you are dealing with just one property solicitor, who knows your name. This helps when the issue is as vital as your home. And the conveyancing fees will not differ too much from an online conveyancing service.
The legal process is less personal if you choose internet conveyancing. This might be fine, and you might think that the conveyancing fees would be cheaper, but if there’s a problem with your property transaction, it’s much simpler to manage it with a local business and a conveyancing solicitor who knows you.
Click here to order your conveyancing fees quote from Cunningtons solicitors in Solihull.
Solihull conveyancing solicitors – whether you are buying, selling or remortgaging
The price of your residential conveyancing services will differ depending on the type of property transaction you’re undertaking (buying, selling, or remortgaging), as well as whether the property is freehold or leasehold. However, we will stand by your fixed-fee quote: you will only have to pay the amount that was initially quoted for your conveyancing services.
Get A Quote
Click here to order your conveyancing fees quote from our Cunningtons solicitors
Conveyancing for Buying Property
Once you have accepted your conveyancing quote from Cunningtons Solihull, the process for purchasing your property means we get in touch with your seller’s conveyancing solicitors to check the validity of the title deeds, run the searches you need, contact your mortgage company to check that all the money is in place, and get back to you with all the papers you need to sign.
When you have exchanged contracts:
- we make sure that all the deposit money is in the right place,
- we get all the completion papers and statements ready,
- we send the certificate of title to your mortgage lender,
- then ensure all search information has been received,
- and check that the money from the mortgage lender is paid into the right account.
Now, it’s time for completion. We:
- ensure that all the money has been paid to the seller through their solicitors in exchange for the deeds and documents,
- settle our account with you,
- pay stamp duty land tax (SDLT),
- and then register you as the new owner of the property with the Land Registry.
Conveyancing for Selling Property
The residential conveyancing procedure is somewhat quicker when it comes to selling your house or flat, although the legal aspect is just as vital. Get started by asking us for a fixed-fee conveyancing quotation.
When you have agreed to our legal fees and signed up with Cunningtons as your conveyancing solicitors:
- your mortgage provider sends us your title deeds, and a statement of the amount of money you still owe for your property.
- Your buyer’s solicitor then asks us for any other information required.
- We prepare your sale contract with suggested completion dates. This is part of the process for Exchange of Contracts.
- Next, your buyer pays the deposit amount into our solicitor account,
- and we get a statement from your mortgage provider.
- As your conveyancing solicitor, we receive the money we need to pay your estate agent’s commission fee, and this is all accounted for in your financial statement.
- we move the money gained from the sale to you, your estate agent, and your mortgage lender.
- We arrange for your estate agent to release the keys to your property’s new owner.
- We then send you any remaining money, as well as a detailed account of all the expenses involved in your property sale.
- Then, we send the title deeds to the buyer’s solicitors, which means that your property is now sold.
Conveyancing for Remortgaging
Not only can our conveyancing solicitors help you move home, but we can also help you with remortgaging. If you’re planning on remortgaging your property soon, you can be sure that our legal team will take care of everything to ensure the process is smooth and secure.
Our conveyancing service has your back here too.
When you agree to our fixed-fee conveyancing quote, your solicitor receives your title deeds, as well as a copy of your title from the Land Registry. They then run any searches that are needed.
Your lender then sends your solicitor your new mortgage offer, and you get sent the mortgage deed to sign.
Your local solicitor then receives your new mortgage offer from your mortgage provider and sends you the mortgage deed to sign.
They arrange to receive the money from your new loan and get an updated account of your loan amount. After one or two final search checks, your remortgage is complete – the remaining money goes into the correct accounts and your remortgage is registered with the Land Registry.
After your new loan is approved, your conveyancing solicitor receives the money and gets an updated account of the loan amount. Once all final search checks are complete, your remortgage will be registered with the Land Registry and the remaining money will be deposited into the correct accounts.
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What areas does the Solihull branch cover?
Each branch of Cunningtons’ solicitors has a team of expert property solicitors who usually cover property transactions in their area – so the Solihull branch would deal with property in Solihull, Birmingham and the Midlands, the Braintree branch focusses on the Braintree area and Essex, the Brighton office works in Sussex and the South East, and so on.
Although our Solihull office focusses on property transactions around Solihull and the West Midlands, Cunningtons deals with property transactions across England and Wales. This is made easier through our specialist residential conveyancing solicitors in the other branches throughout our network.
Cunningtons Solicitors in Solihull
Tel: 0121 705 6868
Fax: 0121 705 9800
We do not generally recommend using an online conveyancer; though you often pay a lower fee, the level of service will also be lower.
You will rarely speak to the same person twice, and you have to be wary of the extras they add on.
When you are dealing with something as valuable as your home, it is important not to take risks. And the potential small savings to be made by using online conveyancing don’t add up – yet. You should meet the solicitor who is working on your case face-to-face.
A conveyancing solicitor is regulated by the Solicitors’ Regulation Authority (SRA), is a member of the Law Society, will have degree-level qualifications and at least two years on the job training before qualifying.
Whereas a conveyancer tends to be regulated by the Council for Licenced Conveyancers (CLC) and is usually less qualified, although they can still be perfectly competent.
With such large amounts of money changing hands, there can be attempts to steal them in transit.
It is easy to avoid fraud if you follow simple rules:
1 Never ever disclose bank account details by email.
2 Never pay money into an account whose details you have received by email.
3 Both you and your solicitor should pay into accounts whose details you have received by phone or in person.
4 Ideally, test the veracity of bank account details by making an initial payment of £1 – which you then verify by telephoning your conveyancing solicitor – before paying any more.