From the sale or purchase of both freehold and leasehold property, to re-mortgages, transfers of equity, and agreed lease extensions, our property solicitors are ready to look after all the legal aspects of your move.

We understand that finding the right conveyancing solicitor can be a daunting task. With so many options to choose from, it’s important to take your time and find one that best suits your needs.

When you work with Cunningtons solicitors to help with your property transaction, you can relax. We are regulated by the Solicitors Regulation Authority (SRA), are part of their Conveyancing Quality Scheme, and have been dealing with property transactions for more than 250 years.

Why do I need to use a firm of solicitors for conveyancing?

When you are buyingselling or remortgaging property in England or Wales, the transaction needs to be legally ‘conveyanced’. Conveyancing is the legal transfer of property between parties, and ‘residential conveyancing‘ means that the property in question is residential, rather than commercial.

Although anyone can convey a property themselves, using a firm of specialist conveyancing solicitors to act for you is far easier than learning how to do it yourself. Your conveyancing solicitor will be your point of contact throughout the process; this includes dealing with Stamp Duty Land Tax (SDLT), searches, the land registry, your legal fees, and any issues to do with the local authority.

Should I use an online conveyancing company, or go local?

Using a local firm of conveyancing solicitors – Cunningtons LLP for example – means that you know who you are dealing with. You have one conveyancing solicitor assigned to your transaction, and you are likely to have met them personally at their office, or at least to have spoken to them on the phone.

This means that you are dealing with someone personally, which helps when the matter is as important as your home. It is reassuring to know that one property solicitor is looking after your transaction.

If you opt for online conveyancing, the service is remote. This may be absolutely fine; however, if an issue does come up with your property transaction it is far easier to deal with it if you are working with a local business, with a conveyancing solicitor who knows you.

Click here to order your conveyancing quote from Cunningtons solicitors in Ilford.

Ilford conveyancing solicitors – if you’re buying, selling or remortgaging

Your residential conveyancing quotes will vary according to whether you are buying, selling or remortgaging a property, and if the property involved is freehold or leasehold. But your quote from Cunningtons will be on a fixed fee basis – your conveyancing quote will be what you pay.

Get A Quote

Click here to order your quote from our Ilford conveyancing solicitors

Conveyancing for Buying Property

Once you have agreed to your conveyancing quote for our legal fees, the process for purchasing your property means we contact your seller’s conveyancing solicitors to check the title deeds, run the required searches, communicate with your mortgage company to confirm all the money is in place, and report back to you with all the documents that you are required to sign.

Then when you have exchanged contracts, we:

  • ensure the deposit money is in the right place,
  • prepare all the completion paperwork and statements,
  • submit the certificate of title to your lender,
  • make sure all search information is received,
  • then make sure that money from the mortgage lender is paid into the correct account.

Finally, it’s time for completion. We:

  • make sure all the money has been paid to the seller’s solicitors in exchange for the deeds and documents,
  • resolve the account with you,
  • pay stamp duty land tax (SDLT),
  • and finally, register you as the new owner with the Land Registry.

For more information on what your property lawyers do during the buying part of the conveyancing process, click here.

Conveyancing for Selling Property

When it comes to selling your house or flat, the residential conveyancing process is slightly simpler, though the legal side is just as important. Start off by asking our solicitors for a fixed-fee conveyancing quote.

When you have agreed our legal fees quote and signed up with us as your conveyancing solicitors:

  • your mortgage company sends us your title deeds, as well as a statement of the amount of money you still owe for your property.
  • Your buyer’s solicitor then asks us for any other information they need.
  • We then prepare a sale contract with preferred dates to complete – this leads to the Exchange of
  • your mortgage company sends us your title deeds, as well as a statement of the amount of money you still owe for your property.
  • Your buyer’s solicitor then asks us for any other information they need.
  • We then prepare a sale contract with preferred dates to complete – this leads to the Exchange of Contracts.
  • The buyer then pays the deposit money into our solicitor account,
  • then we get a statement from your mortgage company.
  • As your conveyancing solicitor, we receive the money we need to pay your estate agent’s commission fee, and this is all accounted for in your financial statement.

After Completion,

  • we move the money gained from the sale to you, your estate agent, and your mortgage company.
  • We arrange for your estate agent to hand over the keys to your property’s new owner.
  • We then send you any remaining money, as well as a statement detailing all the expenses of your sale.
  • Finally, we send over the title deeds to the buyer’s solicitors – and your property is sold.

For more information on the selling part of the conveyancing processclick here.

Conveyancing for Remortgaging your Home

Our conveyancing solicitors are not all about moving home; we can help with remortgaging too. When you remortgage your property in Braintree or elsewhere, you still need to make sure the legal side is taken care of to ensure your home is secure.

Our conveyancing service has you covered here too.

Once you have agreed to our quote, your named solicitor receives your title deeds, and a copy of your title from the Land Registry. They then run searches as required.

Your lender then sends your solicitor your new mortgage offer, and you get sent the mortgage deed to sign.

They arrange to receive the money from your new loan and get an updated account of your loan amount. After one or two final search checks, your remortgage is complete – the remaining money goes into the correct accounts and your remortgage is registered with the Land Registry.

Read more about conveyancing for remortgaging.

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What areas does the Ilford branch cover?

Each branch of Cunningtons’ solicitors has a team of expert property solicitors who usually cover property transactions in their area. Cunningtons’ Ilford branch works with clients across London and beyond, from Harringay to Romford, from Dartford and Purfleet to Stratford and Walthamstow.

We also deal with property transactions across England and Wales, made easier through our specialist residential conveyancing solicitors in the other branches in our network.

Cunningtons Solicitors in Ilford

131 Cranbrook Rd
Ilford
IG1 4SY
United Kingdom

Tel: 020 8553 0002
Fax: 020 8553 1003

mohammed.moula@cunningtons.co.uk

Team spotlight

Mohammed Moula, partner in charge of the Ilford office

Mohammed Moula

Conveyancing Solicitor

Mohammed is a Conveyancing Solicitor and the partner in charge of our Ilford office.

You can read more about Mohammed by clicking here.

Frequently Asked Questions

What documents does my solicitor need for my property conveyancing?

After you have gone through the quotation system and signed the instruction form, if you’re selling you’ll need to let us have any deeds you hold and guarantees and other certificates. Providing your ID documents at an early stage always helps, and if you’re buying, evidence of the source of your funds.

How much will my conveyancing fees be?

The price of the conveyancing process depends on the value of the houses being bought or sold. You can contact our dedicated free phone quote line (0800 977 7887) to get an accurate quotation, or submit an enquiry via the Cunningtons website.

What does ‘exchange’ mean?

There are two key events in the sale of a property in the UK – ‘exchange’ and ‘completion’. The ‘exchange of contracts’ happens when both parties sign a legal contract and their legal representatives agree the terms and date the Contract that makes all aspects of the purchase legally binding and enforceable. ‘Completion’ is the final stage in the sale of a property, when property legally changes ownership and keys are handed over.

What is a local search?

This is a request to the Local Authority to provide any information that they may have relating to the property being bought; this includes any planning entries, financial charges and local road schemes, but does not cover any neighbouring land.

Are conveyancing searches necessary?

The information from a property search is vital to a buyer. You need to know, for example, if the area is about to be extensively developed as that would be highly disruptive in terms of resulting traffic and noise levels.

What searches does a conveyancer do?

The standard searches your conveyancing solicitor undertakes are:
– local authority,
– water/drainage, and
– environmental.

There are a number of other searches to undertake depending on the locality of the property. For example, in mining areas a mining search is also always obtained. There may also searches for gypsum in areas where gypsum mining has taken place, likewise lead Mining, china clay, and limestone.

Check with your property solicitor to find out which searches they are intending to undertake.

What happens in the conveyancing process?

Conveyancing is the legal process of transferring property, and it happens whenever UK property is bought, sold or remortgaged.

The conveyancing process for each transaction is different, and generally involves liaising between buyers, sellers, mortgage companies, local councils and the Land Registry.

If you are buying property:
We contact the seller’s solicitors to check the title deeds and contract, then conduct a variety of searches depending on the location, check the formal mortgage offer, collect together documents that require signing, organise the handing over the deposit, ensure all monies are in the right accounts, arrange completion of sale, ensure the correct stamp duty is paid, instruct the land registry of the change in ownership, then send the deeds to either the buyer or the mortgage lender.

If you are selling property:
We obtain the title deeds and up-to-date information from the Land Registry, arrange the contracts that outline the sale, liaise with the buyer’s solicitors, find out the balance on your mortgage if necessary, send deeds for signing, arrange for estate agents’ fees to be paid, collect all funds due to the seller, submit statements and send deeds and keys to the new owner.

If you are remortgaging:
We obtain the title deeds and up-to-date title copy from Land Registry, deal with any searches, receive mortgage offer, ask you to sign mortgage deed, arrange for the delivery of the new loan, get up-to-date statement from current lender, run searches at the Land Registry, receive the loan and repay existing mortgage, and register the new mortgage with the Land Registry.

In brief, conveyancing has a number of stages and differs according to the purpose of the transaction, the finances of the buyer/seller/remortgager, the geographical location of the property, and the number of other transactions in the chain.

Talk to your conveyancing solicitor throughout the process and they’ll keep you up to date with this important process.